Child Care Center

Underwriting Appetitekid

  • For-profit commercial child care centers
  • Not-for-profit commercial child care centers
  • Nursery schools
  • Before-and-after-school programs
  • Montessori schools (kindergarten and under)

Ineligible Classes

  • Unlicensed day care centers
  • Drop-off facilities
  • Temporary babysitting services in malls, convention centers, etc.

Program Coverage Features Property

  • Building and business personal property
  • Business income
  • Business income extension endorsement, actual loss sustained
  • Systems breakdown


  • General liability: Limits to $1 million per occurrence/$ 3 million aggregate